Florida Retirement

Novel Dramatizes Floridas Real Estate Frenzies

Boynton Beach, FL (PRWEB) September 29, 2011

In the newly published novel, The Last Victim, author Elaine Bossik dramatizes two longstanding and recurring Florida trends: Northerners retiring in the sunshine state and real estate speculation.

Ms. Bossik, a former New Yorker who moved to South Florida, recognizes the get-rich-quick real estate frenzy that captivated many Floridians over the past few years and motivated the main character in her novel.

Florida has long been a retirement destination and a place for real estate speculation, says Ms. Bossik. Sophie Rothman, one of the main characters in my novel, follows a similar path, retiring to Florida in the 1960s and gambling on its real estate.

The novel shows how Sophie Rothman, a mother of three children, becomes obsessed with hoarding money, which she accumulates through her real estate ventures. Her obsession threatens to tear her family apart and leads to a shocking revelation that nearly destroys her daughters life.

As far back as the 1920s, Americans from the northern states flocked to Miami and speculated on real estate, driving up prices and precipitating a boom and bust. Frederick Lewis Allen illuminates this history in his book, Only Yesterday.

The next real estate boom that began in the 1950s and lasted until the 1970s has been called Floridas Golden Age of Land Scams, according to J. Bruce Cummings Jr. in A Brief Florida Real Estate History, a research paper. And history repeated itself in the recent Florida real estate frenzy that ended in foreclosure and financial ruin for many homeowners.

Sophie, the antagonist of The Last Victim, becomes involved in her own real estate frenzy, says Elaine Bossik. Her goal as a speculator is to become rich. When confronted by her daughter, Jeanie, about past misdeeds, Sophie uses her wealth to rationalize her actions.

But, just as the housing boom of the 1920s, the 1950s-1970s, and recent years ended in a tragic bust, so too does Sophies relationship with her daughter come to a tragic conclusion.

For northern retirees living in Florida, The Last Victim will prove to be an enlightening novel. It provides a dramatic perspective of the past with an ironic link to present day.

For more information about The Last Victim or to schedule an interview, please contact Elaine Bossik at 561-364-2358 or elainebossik(at)yahoo(dot)com.

About the Author: After receiving BA and MS degrees from Brooklyn College (City University of NY), Elaine Bossik worked as a New York City teacher, an editor, a medical writer, and a staff columnist for Scriptologist.com. Though her professional experience has helped shape her writing, her fascination with people is the inspiration for her fiction. Growing up in Brooklyn, NY, and as a young adult traveling in Israel, she found the rich details for the events that take place in this novel. Visit Elaine Bossiks Web site at http://www.elainebossik.com for more information.

Book Statistics

Title: The Last Victim

Author: Elaine Bossik

ISBN: 978-0-9842419-0-3

Category:

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FOP Lodge 86 on Rick Scotts pension reform and private sector vs government sector

There is a clear difference between the government sector and the private sector. The difference in pension plans should be just as clear. Rick Scott is running the Florida Retirement System (FRS) to the ground. Visit www.FOP86.com and www.facebook.com and help us battle Rick Scott and support your local law enforcement officers, correction officers, fire fighters and teachers.
Video Rating: 5 / 5

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New Survey By Diversified?s Retirement Research Council Reveals That Setting Retirement Savings Goals Leads to Increased Engagement and Savings

New Survey By Diversified’s Retirement Research Council Reveals That Setting Retirement Savings Goals Leads to Increased Engagement and Savings

Diversified is a leading provider of customized retirement plan administration, participant communication and open architecture investment solutions for mid- to large-sized organizations.

Harrison, NY (PRWEB) May 05, 2011

When people set a goal for their retirement savings, they tend to be more engaged in actively planning for their retirement. This includes increasing the amount they actually save and staying on top of news associated with their specific retirement plans. The survey of more than 2,400 plan participants, conducted by Diversified’s Retirement Research Council, showed that employees have become more active in their retirement planning within the last year.

Specifically, 29% of respondents established a retirement income goal in the past year, an eight percentage point increase from 2010. Forty-one percent increased the amount they are saving for retirement, a three percentage point increase over last year. In addition, 62% of those surveyed said they monitored their retirement outlook to assess where they stand vis-à-vis their retirement income goals and for insight into how they can adjust their asset allocation or contribution level to improve their outlook.

The survey also underscored the benefit of educating participants about goal setting, with 71% of respondents who are not confident they will have enough for retirement saying they were likely to contribute more to their retirement savings accounts if they were educated on how much they actually needed to retire. Participants overall indicated they want this kind of assistance as well – 57% expressed interest in getting help with setting goals and 50% would welcome assistance with monitoring goal progress.

“These results are a very positive indication that people have become much more attuned to the responsibility they have in meeting their retirement needs and that participant communications and education can have a meaningful impact on helping them reach a funded retirement,” noted Patricia Advaney, senior vice president of Participant Solutions for Diversified. “This is really a call to action to the industry. Even though the burden of funding retirement has decidedly shifted to participants, employers and plan providers can play a critical role in helping them to that end.”

Among the survey’s other findings:

    Participants are saving more for retirement—66% of participants are saving 6% or more, a six percentage point increase over the number of respondents doing so a year ago.
    While most participants have a retirement goal, they are not very confident they will have enough for retirement and 35% were simply guessing about the amount they needed.
    Less than one-in-three participants are confident about the amount of income they will have in retirement: only 7% said they are extremely confident and 21% said they are very confident. Those without a goal are even less confident, with only 2% saying they are extremely confident and 6% very confident.
    The good news is that participants are increasingly interested in seeking help to establish a retirement income goal: there was an eight percentage point increase in the number of participants who want help in creating goals over last year (now 57%). Fifty-two percent want help understanding their investment options (a 12 percentage point increase from last year’s survey) and 50% want help measuring progress toward their goals (a 10 percentage point increase over last year).

About Diversified

Diversified is a leading provider of customized retirement plan administration, participant communication and open architecture investment solutions for mid- to large-sized organizations. The company’s expertise covers the entire spectrum of defined benefit and defined contribution plans, including: 401(k) and 403(b) (Traditional and Roth); 457; nonqualified deferred compensation; profit sharing; money purchase; cash balance and Taft-Hartley plans; and rollover and Roth IRA. Diversified helps two million participants save and invest wisely for and throughout retirement.

Headquartered in Harrison, NY, the company’s regional offices are located in Arkansas, California, Florida, Illinois, Iowa, Louisiana, Maryland, Massachusetts, New York, North Carolina, Ohio, Oregon, Pennsylvania, Texas, Utah and Wisconsin. To learn more, visit http://www.divinvest.com.

About Diversified’s Retirement Research Council™

The Retirement Research Council, the research group of Diversified, is dedicated to:

    Portraying a comprehensive picture of the institutional retirement plans market;
    Detailing trends to assist with the strategic evaluation of retirement plans; and
    Providing retirement plan sponsors and their advisors with comprehensive benchmarking information.

Drawing on more than 50 years of experience in retirement plan management, the Council periodically assembles a panel of experts from all facets of the retirement plans market to evaluate the current and future impact of trends shaping our industry.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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New ‘About Florida Article’ Site Sheds Some Light on the Sunshine State

New ‘About Florida Article’ Site Sheds Some Light on the Sunshine State

Deland, FL (PRWEB) May 18, 2006

Carlin Cotton publishing has developed a new website just for articles that are about Florida. It is rare to find so much information compiled on one site that is detailed with a variety of topics on the sunshine state. So many people are retiring in Florida and http://www.AboutFloridaArticles is like a “one stop resource” of over 500 articles about the sunshine state.

About Florida Articles hosts information that could take days to find if you were looking in all of the areas separately. Instead, the articles that are provided, offer a comprehensive guide to what makes Florida so attractive as a place to visit, as well as a place to live. This site has a sister blog, http://www.floridasecretplaces.com that hosts information with the latest news about beautiful spots that most tourists never know about. It keeps tourists, and Florida residents up on the latest news about places to visit in Florida. It takes hundreds of hours to compile a directory that is so full of articles about one place.

Tourists and Florida residents will be filled with information because of the wide range of articles such as:

Florida Arts

Florida Boating

Florida Cruise ships

Florida energy efficient homes

Florida family

Florida fishing

Florida parks and guides

Florida universities

Florida Vacation packages

Florida Fun

Florida Real Estate

Florida recreation vehicles

Florida resorts

Florida shopping

Florida beaches

Florida tourist attractions

Florida travel tips

Traveling in Florida

Florida Vacation Homes

Florida Vacation Tips

Carlin Cotton Publishing is located in Deland, Florida and creates DVD park guides for Florida Parks and beautiful places. Caty Carlin is a Florida resident, a studio artist, and director of “Theater of the Soul,” a cosmic Internet coffeehouse that hosts a menu of classes and food for the soul.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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