EASY RETIREMENT SOLUTIONS FOR YOU
EASY RETIREMENT SOLUTIONS FOR YOU
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Categories: Nationwide Retirement Tags: easy, Retirement, Solutions
Parents Learn Algebra eBook
Parents Learn Algebra eBook
From basic concepts to advanced algebra topics. A good review for parents to help their children or adults returning to school. Over 70 pages for explanations and 145 examples. Developed by retired High School math teacher.
Parents Learn Algebra eBook
Categories: Nationwide Retirement Tags: Algebra, Ebook, Learn, Parents
Easy Retirement Solutions For You
Easy Retirement Solutions For You
Hot Retirement Tips For Anyone!
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Personal Finance Course for Personal Money Management
Personal Finance Course for Personal Money Management
How to stick to a personal budget plan and save money for retirement. Includes: repairing bad credit, how to pay less income taxes, how to set up Ira, Sep, 401k, or 403b with money management course, audios, personal budget plan, and 2 spreadsheets.
Personal Finance Course for Personal Money Management
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Economic Climate, Escalating Health Care Costs Make Saving for Retirement Difficult; Not Impossible : Nationwide Updates RetirAbility CheckSM to Account for Health Care Costs in Retirement
Economic Climate, Escalating Health Care Costs Make Saving for Retirement Difficult; Not Impossible : Nationwide Updates RetirAbility CheckSM to Account for Health Care Costs in Retirement
COLUMBUS, Ohio (PRWEB) December 9, 2008
The 17-point increase in the National Retirement Risk Index (NRRI) from the previous Index number of 44 percent – released in January 2007 – demonstrated how the surging cost of health care was significantly affecting retirement savings. But, as the nation’s economy continues to struggle, many Americans are beginning to cut back on their long-term financial plans due to rising costs of everyday necessities.
“Today’s economic environment plays a large factor in what steps people are taking to safeguard their future financial security,” said Brad Davis, vice president of marketing, Individual Investments Group at Nationwide Financial. “There is an even greater feeling of insecurity and vulnerability, especially during these demanding economic times. With more and more companies ceasing defined benefit plans and with mounting concerns about Social Security, some sources of expected post-retirement income may not be available to Americans. So, they need to take a more active and responsible role to secure their safe retirement.”
Education and online resources may help consumers plan for retirement and health care costs
To help consumers better prepare for retirement, Nationwide Financial Services, Inc. (NYSE: NFS) updated RetirAbility CheckSM to account for the rising cost of health care. This informative, interactive online experience aligns with the new NRRI data, which only Nationwide has exclusive access to because of its support of the retirement research being done by the CRR. Since its founding in 1998, the CRR is considered by many as an authoritative source of information and perspective on all major aspects of the retirement discussion.
“This latest update to RetirAbility Check is important because the rising cost of health care affects every retiree at some point in their lives,” Davis said. “Our free online site gives consumers an even more accurate picture of the impact of these rising costs, and enables them to consider this information as they prepare for retirement.
“Many in America have to rethink how they are going to make it to retirement, not just what to plan for when they finally do retire,” Davis said. “The Index also shows that the risk will rise for younger workers and low-income households. The Index number could be considerably higher once long-term care costs are taken into account, and if households do not plan judiciously. There are more reasons today to educate ourselves, and consider working with a financial professional on a plan that’s right for every individual’s circumstances.”
What is RetirAbility Check?
RetirAbility Check (http://www.nationwide.com/rscore/nrri1208) is an online, interactive resource that provides consumers with a basic retirement readiness score – called an R-ScoreSM – to illustrate how financially prepared they are for retirement. For example, if a person’s R-Score is 56, he or she is on track to have 56 percent of what they need financially in retirement. A score of 100 is the goal.
First introduced in late 2006, RetirAbility Check uses NRRI data to determine the R-Score. In addition to updating the online site to account for rising costs of health care, additional changes were made, including updates to the user interface and the creation of an express mode to expedite the process for returning users.
“Nationwide translates the Index findings and implications into a consumer-friendly format that goes beyond the numbers to keep consumers engaged. RetirAbility Check takes the national index of retirement readiness to a personal level,” Davis said.
How RetirAbility Check works
To start, consumers input basic information such as birth year, earnings and any current retirement plan balances. During the process, an on-screen peer – similar in age and gender – guides the user and provides information, tips and facts along the way.
Once complete, the information provided is analyzed using assumptions and patterns of behavior identified by Boston College — including cost of living and medical expenses in retirement — and gives users their R-Score.
After getting their R-Score, users can learn about ways to improve their score, as well as access additional educational resources, tips and calculators geared to help them better prepare for retirement. The site also provides information about how an investment professional could help with retirement planning.
To get your own R-Score, visit http://www.nationwide.com/rscore/nrri1208.
About Nationwide Financial
Nationwide Financial Services, Inc. (NYSE: NFS), a publicly traded company based in Columbus, Ohio, provides a variety of financial services that help consumers invest1 and protect their long-term assets, and offers retirement plans and services through both public- and private-sector employers.
It’s part of the Nationwide group of companies, which offers diversified insurance and financial services. The group is led by Nationwide Mutual Insurance Company, which is ranked No. 108 on the Fortune 500 based on 2007 revenue.2 For more information, visit http://www.nationwide.com.
RetirAbility Check is provided for educational purposes only and is not intended as advice. All investing involves market risk, including the possible loss of principle. Neither Nationwide nor any of its representatives give legal or tax advice. Please consult with your legal or tax advisor for such guidance. Nationwide, Nationwide Financial, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. RetirAbility Check and R-Score are service marks of Nationwide Mutual Insurance Company.
1 Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation.
2 Fortune Magazine, April 2007
Savings Tips for Consumers
Reduce debt. According to the Federal Reserve, consumer debt is more than $ 2 trillion. And according to the Fed’s 2004 Survey of Consumer Finances, the average American was carrying more than $ 2,000 in credit card debt alone. Try to pay off your credit cards as quickly as possible, and don’t just pay the monthly minimum. Shop around for cards with better rates. Control unnecessary spending. Sure that non-fat, decaf, mocha-grande-whatever tastes good but at $ 4 a pop, it adds up. If you bought one per day, that’s $ 1,460 annually. And that’s just for coffee purchases. Think about the things you buy that you can cut back on. Put that money to work for you instead. Have a 401(k) or similar savings program? Great! Are you withholding the bare minimum or are you “maxing” out your withholding? Consult with your plan provider to see how you might do better, what options are available and so on. Use online resources to help evaluate your personal financial situation. Nationwide’s RetirAbility CheckSM (http://www.nationwide.com/rscore/nrri1208) lets users plug in basic financial and demographic information, and returns an R-ScoreSM, which is a number that tells them if they’re on track to maintain their standard of living in retirement. This engaging resource also offers personalized suggestions and tips for R-Score improvement. The R-Score is calculated using data from the National Retirement Risk Index and other metrics. Start the conversation about future medical costs with your doctor, your family, your investment professional and your employer. Find more information in the “Health Care” section on the Improve Your R-Score screen of RetirAbility Check. Seek professional help. Consider working with a licensed, qualified investment professional whose business and personal styles suit your needs. Start today!
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Categories: Nationwide Retirement Tags: Account, Care, CheckSM, Climate, Costs, Difficult, Economic, Escalating, health, Impossible, Nationwide, RetirAbility, Retirement, Saving, Updates
Start a scuba diving business
Start a scuba diving business
How to start the perfect lifestyle business! Great part-time, full-time or retirement business. Make your travel tax-deductible. Great program for affiliates – 50% commission.
Start a scuba diving business
Categories: Nationwide Retirement Tags: Business, diving, scuba, Start
Ian Traynor Grand Retirement Sale
Ian Traynor Grand Retirement Sale
My Final Sale!
Ian Traynor Grand Retirement Sale
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Retired Millionaire Super Star Converts $2.97 Epc
Retired Millionaire Super Star Converts .97 Epc
Super conversions – make instant money and 190 Affiliates are already rich from this! Converts .97 Epc
Retired Millionaire Super Star Converts .97 Epc
Categories: Nationwide Retirement Tags: $2.97, Converts, Millionaire., RETIRED, Star, Super
Nationwide Financial Services Redefines ?Retirement Calculator? with Unique, Interactive Experience
Nationwide Financial Services Redefines “Retirement Calculator” with Unique, Interactive Experience
Columbus, OH (PRWEB) October 20, 2006
In response to the growing need for a different kind of retirement preparedness resource, Nationwide Financial Services, Inc. (NYSE: NFS) today announced the launch of RetirAbility Check(SM). RetirAbility Check(SM), available at http://www.nationwide.com, is a free, innovative and customized financial resource and “retirement calculator” that enables users to generate a single number — their R-Score(SM), similar to a credit score — that measures their retirement readiness.
Recent Nationwide research shows nearly half of Americans go online to search for financial planning resources and information, yet many (44 percent) believe financial service providers are missing the mark on ease of use and content.
“Our research indicates Americans want to be engaged beyond just data, statistics and online questionnaires,” said Keith Millner, senior vice president of Nationwide Financial’s In-Retirement business unit. “With RetirAbility Check(SM), Nationwide created a new definition of retirement tool. Each step has been strategically planned to keep the user engaged. The result is an experience that is new, smart, entertaining…and a bit different.”
RetirAbility Check(SM) is based on solid research and is the first retirement preparedness resource that helps consumers evaluate their retirement readiness against that of their peers. The peer-level comparison data is derived from the National Retirement Risk Index, exceptional research conducted by the Center for Retirement Research at Boston College and funded by a grant from Nationwide. The Index revealed a disturbing fact — 43 percent of Americans are at risk of being financially unprepared for retirement. For full report and more, visit: http://www.bc.edu/centers/crr/nrri.shtml
“The Index discovered that Americans need more sources of guaranteed lifelong income, smarter investment strategies and increased savings. Nationwide sought to translate all of this intelligent research into a consumer-friendly format. RetirAbility Check(SM) is a unique combination of strategic, independent research and creative, fresh thinking. The result is a fun experience that allows users to evaluate their financial risk profile in the context of their peers,” said Millner.
RetirAbility Check(SM) — which is free and anonymous — is simple to use, open to anyone and can be completed in less than eight minutes:
(1.) Users are introduced to RetirAbility Check(SM) by an engaging host, who challenges them to find out how prepared for retirement they are “in the amount of time it takes to make a box of macaroni and cheese.” Users fill out basic demographic and financial information.
(2.) Users are then introduced to their RetirAbility Check(SM) guide, similar in age and gender, who guides them through the process, keeps it light-hearted and provides no-holds-barred commentary on their answers. The guides interact with users in surprising and sometimes quite comical ways – from playing the air guitar to acting out animal sounds, it all depends on who is answering the questions, and how!
(3.) As users move through the questions, they receive factoids and tips about how to improve their score, all while being teased and cajoled by their online guide.
(4.) Once information-gathering and assessment are complete, the peer guide reveals the user’s R-Score(SM). The score represents how prepared users are to meet their retirement needs. In other words, a score of 56 means they are on track to have 56 percent of what they need to maintain their current standard of living if they retire at age 65.
(5.) Users will receive a description of the score and be presented feedback on the number; peer and national averages appear here as well, giving the user information about how his or her score compares to others.
(6.) At this point, the user receives personalized suggestions for score improvement.
“RetirAbility Check(SM) is not your average online experience — From its credible research base and interactive structure to its irreverent tone and consumer-friendliness, there is nothing like it online,” said Millner. “Nationwide Financial believes it is imperative consumers are challenged in new ways to improve their retirement readiness. RetirAbility Check(SM) is one of the first steps in empowering consumers to meet personal retirement goals.”
RetirAbility Check(SM) and the Index are based on data from the Federal Reserve Board’s Survey of Consumer Finances, which is a comprehensive measure of household finances that includes Social Security, employer-sponsored pensions, non-pension financial assets and housing. The Index bundled together complex pieces of the retirement puzzle to come up with a collective measurement of our retirement readiness as a nation.
About Nationwide Financial
Nationwide Financial Services, Inc. (NYSE: NFS), a publicly traded company based in Columbus, Ohio, provides a variety of financial services that help consumers invest and protect their long-term assets, and offers retirement plans and services through both public- and private-sector employers.
It’s part of the Nationwide group of companies, which offers diversified insurance and financial services. The group is led by Nationwide Mutual Insurance Company, which is ranked No. 98 on the Fortune 100 based on 2005 revenue. For more information, visit http://www.nationwide.com
About RetirAbility Check
The National Retirement Risk Index, developed by the Center for Retirement Research at Boston College funded by a grant from Nationwide, illustrated that 43 percent of working-age households are “at risk” of being unable to maintain their pre-retirement standard of living in retirement. RetirAbility Check(SM) takes the next step in delivering what consumers need such as sources of guaranteed lifelong income, smarter saving options and better investment strategies. RetirAbility Check(SM) provides consumers a distinct and easy way to see exactly where they stand by offering insights on increasing their retirement readiness. Using this resource, consumers create and learn about their own personal retirement readiness score – thereby giving them a starting point to learn more about financial strategies and to take action to implement those strategies. Visit http://www.nationwide.com/RetirAbilityCheck for more information.
About The National Retirement Risk Index
The National Retirement Risk Index, developed by the Center for Retirement Research at Boston College, is based on data from the Federal Reserve Board’s Survey of Consumer Finances. The Index is a comprehensive measure of household finances that includes Social Security, employer-sponsored pensions, non-pension financial assets, and housing. The Index was funded by a grant from Nationwide Mutual Insurance Company.
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©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Categories: Nationwide Retirement Tags: Calculator, Experience, Financial, Interactive, Nationwide, Redefines, Retirement, Services, Unique
Have Enough Money in Retirement and Make it Last
Have Enough Money in Retirement and Make it Last
Most Baby Boomers worry whether they will have enough money in retirement to live the life they want while having enough money to do what they would like to do. This report outlines what baby boomers need to do to have the money they need in retirement.
Have Enough Money in Retirement and Make it Last
Categories: Nationwide Retirement Tags: Enough, Last, Money, Retirement
