www.financialplannertemecula.com Financial Planner Temecula dot com, is a website where you can find a recommended Financial Professional that provides a comprehensive list of services to include financial planning, estate planning, retirement planning, risk management, college planning, business planning, tax planning, charitable giving planning, investment trusts, and all other investment decisions. The primary goal of a Financial Planner is to provide the client, asset preservation guidance, active portfolio management and offer safe money solutions to meet their unique financial needs. In a customized tailored plan, a competent financial planner will develop solutions to minimize risk and offer options for growth over the course of one’s retirement. If you are looking for a trustworthy and knowledgeable Financial Planner in theTemecula area, visit Financial Planner Temecula dot com. Click on this link to visit the website: www.financialplannertemecula.com
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The investor who relied on the stock market for growth and security within their retirement accounts have not been happy since 2008. Many consider themselves lucky to have their account values right back where they started 3 years ago. On the contrary, those who included tangible precious metals such as gold, silver, platinum, and palladium within their 401K and IRA Plans enjoyed record growth.

According to Beverly Hills-based Precious Metals Brokerage Group (PMBG), the growth of Silver IRA, Gold IRA, and Precious Metals IRA plans are derived from a combination of inflationary domestic economic policies, increasing sovereign debt, failing confidence in fiat currencies, surging demand for precious metals in emerging BRIC nations, and scarcity in supply. Traditional securities like stocks, bonds, mutual funds, insurance products, and reits, have vastly underperformed commodity based asset classes like precious metals over the past 10 years. A PMBG executive explained, ” In the emerging global economy, buy and hold investing is like gambling. There are too many macro-economic forces at work creating massive volatility. The average retail investor has become a hostage of domestic and world events we see each day on the news. Additionally, US businesses have been inundated with regulations and restrictions that affect their bottom line. This is why precious metals are so essential to one’s portfolio, as they are immune to any/all of these negative and contractionary market forces. Gold, silver and platinum will always have a denominated physical value on the global market as they are universally accepted as forms of currency in all languages, cultures, countries. There is no abstract paper value regarding tangiable assets…and this feature makes them exceedingly attractive in the market today.”

Precious Metals Brokerage Group has become a leader the in the arena of precious metals IRA set-up, having served an array of clients on both retail and instutional sides of the market. A growing number of new investors seeking steady growth and protection from market volatility are taking advantage of the investment freedom a self-directed gold IRA, gold 401k, silver IRA, silver 401k, and precious metals IRA plans offer.

These plans allow for traditional stocks, bonds, mutual funds, real estate, and many other alternative investment products to be included within an IRA. Since a precious metal IRA plan is self-directed, it provides a maximum amount of flexibility, and give the consumer total control over their choice in retirement assets. The self directed precious metal IRA and 401K plans, also be an investment option which employers can offer to their workforce.

Contact Precious Metals Brokerage Group today at 1-888-381-2679 or visit their website http://www.pmbg.net/precious-metals-ira.php to open your Precious Metal IRA Plan.

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• This calendar is 6.25 inches by 5.25 inches.

Maxine is the lean, mean griping machine who says all the things we wish we could! With her canine sidekick, Floyd, she takes a stab at most everything, pausing only long enough to straighten her blue hair! She’ll have you snickering all year long!

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This short story explores how to find a good financial planner. After reading this short story, you will know how to find a good financial planner who meets your needs.This short story explores how to find a good financial planner. After reading this short story, you will know how to find a good financial planner who meets your needs.

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Westwood-based Omyen Corp. today released the Sustainable Retirement Income Planner (SRIP), a sophisticated proprietary tool that based on an individual’s lifestyle and retirement savings, shows a sustainable withdrawal schedule, essential and discretionary expenses, year over year for each year of the retirement.

With tens of thousands Baby Boomers retiring every week and tens of millions retiring over the next decade, planning for year by year retirement withdrawals has become a hard nut to crack. Given the unknowns involved, most financial advisors have been struggling in helping those clients who are either nearing retirement or have already entered the retirement. Now Omyen’s SRIP tool allows advisors to produce a comprehensive retirement income plan for their clients in just a few minutes using Omyen’s innovative user interface.

SRIP tackles complex issues around longevity risk, retirement portfolio mix involving qualified, non-qualified, and Roth savings for retirement, Required Minimum Distributions, legacy funding, and the variability of return rates. SRIP also has a built-in simulation capability allowing a user to run simulations for different life expectancies and the variable rates of return. SRIP also estimates income taxes to determine the expected net income. From a tax planning perspective, the withdrawal order from different types of retirement accounts can also be changed easily. An income to expense coverage ratio helps advisors determine a retirement withdrawal schedule that is sustainable.

Using SRIP capability, advisors need not ask their clients what kind of income they are seeking for retirement. Advisors will be able to tell the clients what kind of income they are likely to generate and will be able to better prepare them for retirement, said Dinesh Sharma, Omyen Corp. CEO.

SRIP is fully integrated in Omyen’s financial planning platform and does not require any reentry of data. It offers advisors a sophisticated tool and a simplified report to effectively advise their clients, said Sharma.

Financial advisors can also use SRIP reports to determine the allocation of different retirement income products to help their clients. Running the SRIP model periodically allows advisors and clients to proactively plan for the future.

About Omyen Corp.

Omyen Corp. is a provider of a unique financial advice technology. Omyen’s proprietary ‘Discovery Led’ client acquisition technology and collaborative lifetime financial planning platform allows banks, advisors, and insurers to cost effectively grow their business, meet compliance requirements, and service their client base. Omyen’s unique set of tools include: Personal Financial Index ( PFITM ) to benchmark financial health, ‘Prescriptive Financial Plan’ covering savings for retirement, college education, major purchases, insurance, and legacy planning, a pragmatic ‘Risk Capacity Index’, Asset Allocation, Sustainable Retirement Income Planner (SRIP), and decision support tools. For more information, visit http://www.omyen.com.

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A will is in effect after death, but power of attorney is a living document. If a person is alive but incapacitated, the rights over assets and their care can be given to a third party. Know the difference between a will and power of attorney withtips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
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