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Word 2010 and Excel 2010. PowerPoint 2010 and OneNote 2010. With Microsoft Office Home and Student 2010, you and your kids can create great schoolwork and home projects from multi-page bibliographies to multimedia presentations. Capture ideas and set them apart with video-editing features and dynamic text effects. Then easily collaborate with classmates without being face-to-face thanks to new Web Apps tools. The results go well beyond expectations with a little inspiration, a lot of creativity

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How do you know if you’re saving enough money for retirement.

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This is the VOA Special English Economics Report, from voaspecialenglish.com | http Last week, we discussed limiting investment risk in retirement planning. So what are financial planners advising people to invest in? Stocks and bonds are the best known investments and are important to any savings plan. Instruments like savings accounts and certificates of deposit pay a small rate of interest. They carry little risk. Annuities are another savings instrument with low risk. Financial planner Pete D’Arruda says “Worldwide, people can put their money in annuities, which are basically savings accounts offered by insurance companies.” But he says it is important to make a decision about an annuity with a good financial planner. He warns that annuity agreements can be complex, and many bad ones are out there. Pete D’Arruda says good planning means placing money into financial securities and accounts that have different risk levels, using asset allocation. “So true asset allocation is having some in stocks, some in bonds, some in mutual funds, but then some in other places with guaranteed income and then safety and liquidity kind of accounts for emergencies.” This method of savings follows the old saying you should not “put all your eggs in one basket.” But that is not for everyone. Sande Taylor is with the investment company Charles Schwab in south Florida. She advises investors every day. She says many investors have a personal style. There are conservative investors. “A …
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The Grand Canyon National Park was just one beneficiary of the Civilian Conservation Corps program, a brilliant piece of legislation that brought work for the unemployed and revived the countrys natural resources. The Corps was a saving grace for young men beaten down by the Great Depression and its 25 percent unemployment rate. From 1933 to 1942, nearly three million men performed conservation work in national parks, state parks, national forests and other publicly held lands. The Corps work in the Grand Canyon is the focus of this new book on a topic close to the authors heart: Audretsch spent almost 20 years as a ranger at the park.

Shaping the Park and Saving the Boys showcases improvements in the Grand Canyons infrastructure. Trails, roads, telephone lines, fences and trail rest houses benefited visitors in the park shortly after their construction, and many still exist today. From the first corps camp at the South Rim to the Colorado River Trail, Corps members put their hearts and souls into digging, constructing and restoring the canyons assets. Photos from the parks museum collection and other archives illustrate the rugged conditions. The well-researched book details not only the work men performed but their leisure time and daily life in camp. President Franklin Roosevelts ambitious plan paid off: The Corps saved national treasures and forever changed the lives of its members.

Author Robert Audretsch retired as a National Park Service ranger at the Grand Canyon National Park in 2009. Audretsch, who has degrees in history and library science from Wayne State University, has now devoted himself to research and writing full time about the Civilian Conservations Corps.

For more information, visit http://www.CCCBooks.org

SHAPING THE PARK AND SAVING THE BOYS: THE CIVILIAN CONSERVATION CORPS AT GRAND CANYON, 1933-1942

Robert Audretsch

Dog Ear Publishing

ISBN: 978-145750-529-4

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