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Louisiana Teacher Retirement

The trouble with annuities With the uncertainty of the market these days, a lot of investors are running for cover with their retirement funds. No wonder sales of fixed annuities surged 74% for the first three months of 2009, according to research association LIMRA. Publ.Date : Wed, 01 Jul 2009 10:17:31 EDT Find a financial adviser you can trust Question: I was laid off recently and have been approached by several financial advisers who all want me to roll over my 401(k) into an IRA. Sometimes I feel like everyone is out to make a commission off my misfortune. Who do I trust? --Marcy, Hutchinson, Minnesota Publ.Date : Tue, 05 May 2009 06:07:48 EDT 3 ways to dodge rising fees Why fees are up: President Obama just signed off on major reforms. Card issuers aren't happy. They're doing everything they can to make money off you before the regs kick in next year. What you're getting socked with: Up to 3% extra for foreign goods you buy in dollars (such as a ticket on Air France). Balance-transfer fees are up too: Several issuers have raised them as high as 5%. Publ.Date : Fri, 26 Jun 2009 06:16:44 EDT A report card for your 401(k) plan Question: Is there a listing that would allow me to see how my 401(k) plan compares with other companies' 401(k)s? --Debbie W., Mount Laurel, New Jersey Publ.Date : Tue, 19 May 2009 04:14:38 EDT Retired? Flex your investing muscle Question: What is the most aggressive asset allocation that a 70-year-old retiree should have? --Martin Reynoso, Albuquerque, New Mexico Publ.Date : Thu, 02 Jul 2009 04:30:48 EDT RSS Software Web Site Traffic

Lifecycle Funds: A Good Investment? Lifecycle funds, also known as target-date funds, have been growing in popularity. A relatively new financial invention, these funds allow for a comparable lower-maintenance opportunity for the individual investor.... Publ.Date : Fri, 26 Jun 2009 08:04:57 +0000 Dollar Cost Averaging - Still a Good Idea? When you dollar cost average (DCA), you invest a certain sum of money in a specific investment (or investments) on a pre-set schedule. For example, you might arrange to put... Publ.Date : Fri, 12 Jun 2009 06:49:29 +0000 Do you need a trust? When it comes to estate planning, many people think only of a will. They're seldom right. In addition to a will, a power of attorney, a living will, and... Publ.Date : Fri, 19 Jun 2009 05:31:53 +0000 Index Funds: Be like the market Broadly speaking, there are two kinds of mutual funds: actively managed funds and index funds. Actively managed funds are run by investors managers who make frequent buy and sell... Publ.Date : Fri, 03 Jul 2009 06:34:09 +0000 Are you a woman? Know any? When it comes to retirement planning, most of the rules apply to both men and women equally. That said, certain statistics can lead one to believe that women may... Publ.Date : Thu, 04 Jun 2009 06:48:41 +0000 RSS Parser More Web Site Traffic

Invest for the rest of your life Question: I'm a 56-year-old teacher and my husband recently passed away. I don't own a home or have a pension or any investments, but I will receive a considerable sum from my husband's life insurance policy. My question is how should I invest this money? A financial adviser at my credit union wants me to put it into a variable annuity, but I've heard that this type of annuity is good only for the person selling it. What should I do? --Val, California Publ.Date : Thu, 25 Jun 2009 06:01:29 EDT Porsche-Volkswagen showdown looms Read full story for latest details. Publ.Date : Fri, 03 Jul 2009 12:50:37 EDT Manhattan home prices plunge The housing bust has finally clobbered super-pricey Manhattan home prices. Publ.Date : Thu, 02 Jul 2009 00:09:18 EDT Small business lending falls sharply Despite emergency stimulus measures, small business lending continues to fall. In the just-ended quarter, the Small Business Administration's flagship program backed 30% fewer loans than it did a year ago, and 55% fewer loans than it did in 2007, before the recession set in. Publ.Date : Thu, 02 Jul 2009 18:00:15 EDT Housing rebound continues, barely Home sales continued their modest upward swing in May, according to a closely watched industry report that rose for the fourth straight month for the first time in nearly 5 years. Publ.Date : Wed, 01 Jul 2009 10:50:18 EDT Add RSS Feeds To My Web Pages Increased Website Traffic

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