The Financial Planner: Planning your retirement
Smriti Rao of Bloomberg UTV gets in conversation with Gaurav Mashruwala to solve caller queries.
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Categories: Financial Planning For Retirement Tags: Financial, Planner, Planning, Retirement
American Trust Earns National Honors for Retirement Planning Services
Dubuque, IA (PRWEB) January 05, 2012
American Trust Retirement Planning Services, for the fourth consecutive year, was ranked among the top 10 retirement plan providers nationwide and designated Best in Class by PLANSPONSOR Magazine, published in November 2011 by Asset International, Inc. The publication is geared toward employment executives charged with providing income and benefits to retirees through investment.
The rankings are based on qualifying results from approximately 50,000 survey questionnaires the magazine sent between late June and late August 2011 to defined contribution plan sponsors in its database and client lists provided by plan providers. A total of 6,885 usable responses were received.
Across all market sizes (less than $ 5 million to greater than $ 1 billion in plan assets) American Trust Retirement Planning ranked number two nationally in average employee participation rate at 80.7%, topping such national providers as MassMutual, Fidelity, The Hartford, Principal, ING, and John Hancock. American Trust ranked number four nationally in the percentage of clients with relationships greater than seven years, and ranked number six nationally for plan providers extremely likely to recommend American Trust Retirement Planning at 84.1%.
Letter grades were assigned to the cumulative participant and sponsor services scores, with A+ scores for 96 to 100%. In the Small Market, $ 5 Million to $ 50 Million category, American Trust Retirement Planning earned an A+ grade at 97.5% and earned 10 Best in Class awards in 10 sponsor services categories. American Trust also earned an A+ grade at 97.9%, and 12 out of 13 Best in Class awards in the participant services category. American Trust ranked number one in average participation rate in the Small Market.
Were extremely proud to have earned the number one participation rate ranking in the small market and the number two participation rate ranking across all market sizes, said Kurt Wedewer, American Trust executive vice president and division manager. During these turbulent times, our employee participation rates are a meaningful indicator of the quality, dedication, and commitment to our plan sponsors and their employees provided by American Trusts retirement planning experts and professional support staff, he added. Our constant client care and communication have enabled many participants to make important contributions to their financial future despite the troubled economy.
According to PLANSPONSOR Magazines web site, with a circulation of more than 35,000 and readership over 110,000, the magazines goal is to help plan sponsors design the best retirement plans and put in place winning investment strategies, through service-oriented articles that stress objective analysis and pragmatic solutions. Readers range from those who oversee very small plans with several million dollars in assets to giant public funds with tens of billions of dollars in investments. PLANSPONSOR Magazine has served retirement plan sponsors since 1993, and it is considered to be the premier monthly publication reporting on the pension industry.
American Trust Retirement Planning Services is a division of American Trust & Savings Bank, which is a subsidiary of ATBancorp, Inc., a $ 943 million bank holding company headquartered in Dubuque. American Trust has 10 full-service bank offices in the Iowa communities of Dubuque, Dyersville, and Farley, and an office in West Des Moines at 9350 University Avenue. It also offers retirement planning and wealth management services with an office in San Mateo, California.
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Categories: Nationwide Retirement Solution Tags: American, Earns, Honors, National, Planning, Retirement, Services, Trust
Retirement Planning Software – Personal Edition (for Windows PC)
Retirement Planning Software – Personal Edition (for Windows PC)
- Windows 7 / Windows Vista / 2000 / XP / XP Professional / XP Home Edition
- See visually whether you will run out of money or not. PERSONAL EDITION is a one person plan. COUPLES EDITION is for husband and wife.
- Includes investments, social security, pensions, expenses, inflation, taxes, and more
- Instantly redraws your “retirement picture” when you change an input
- Enter unlimited number of investments accounts
- Model life events like downsizing home, inheritance, selling a business, life insurance, annuities and much much more
QUICK. SIMPLE. VISUAL. Retirement Income Planning software – for One Person
Works for All Ages – whether working, saving for retirement, close to retirement, or already retired.
Since 1995 people have used this to plan their retirement savings. It answers: “Will you run out of money?” Sure there are a bunch of “calculators” out on the internet but they don’t give you the detail you need to really calculate YOUR situation.
Hear what customers have to say:
“My wife and I have found the Ret
List Price: $ 89.00
Price: $ 89.00
Categories: Retirement Plan Tags: Edition, PERSONAL, Planning, Retirement, Software, Windows
Your Complete Retirement Planning Road Map: A Comprehensive Action Plan for Securing IRAs, 401(k)s, and Other Retirement Plans for Yourself and Your Family
Your Complete Retirement Planning Road Map: A Comprehensive Action Plan for Securing IRAs, 401(k)s, and Other Retirement Plans for Yourself and Your Family
Corporate pensions are disappearing. Social Security is in trouble. And the sizable postwar generation is reaching retirement age. With the futures of millions of Americans at stake, Ed Slott, the country’s foremost retirement planning adviser, now offers expert advice on weathering the perfect storm of financial instability that looms on the horizon. Your Complete Retirement Planning Road Map provides clear step-by-step directions through the highways and byways of IRAs, 401(k)s, 403(b)s, and
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Price: $ 1.97
Categories: 401k Retirement Plan Tags: 401ks, Action, Complete, Comprehensive, Family, IRAs, Plan, Planning, Plans, Retirement, Road, Securing, Yourself
Financial Planning & Investment Tips : Retirement Money Market Fund
A retirement money market fund is especially useful to the young investor. Learn more about retirement money market funds withtips from a registered financial consultant in this free video on financial planning. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Categories: Financial Planning For Retirement Tags: Financial, Fund, Investment, Market, Money, Planning, Retirement, Tips
Should Immediate Annuities be a Tool in Your Retirement Planning Toolbox?
Should Immediate Annuities be a Tool in Your Retirement Planning Toolbox?
This short story explores the pros and cons of utilizing immediate annuities for retirement income.This short story explores the pros and cons of utilizing immediate annuities for retirement income.
List Price: $ 2.99
Price: $ 2.99
Categories: Retirement Annuity Tags: Annuities, Immediate, Planning, Retirement, Should, Tool, Toolbox
The Master Wedding Planning Guide
The Master Wedding Planning Guide
Earn Over (75%) per sale selling The Master Wedding Planner
The Master Wedding Planning Guide
Categories: Retirement Planner Tags: Guide, Master, Planning, Wedding
National Retirement Planning Month Celebrates Independence Day with Financial Freedom
Wilton, NY (PRWEB) July 10, 2007
Retirement planning is usually at the bottom of everyone’s long list of things to do, according to Bill Losey. But like any important task, “It needs to go on your calendar, or it’s not going to get done,” he advises.
“By creating National Retirement Planning Month we’ll have an annual event to draw attention to this important topic, and get it moved from the To Do list to an Annual Checkup every July. Once people focus on the topic, it will become less painful,” Losey adds.
Losey created National Retirement Planning Month after hearing the concerns of the 5000 subscribers to his ezine, Retirement Intelligence. 40% of his readers’ most significant concern is outliving retirement money, followed by 19% with concerns about health issues, and 17% about being able to keep up with inflation.
Convinced that if retirement planning started early enough, these concerns could be minimized, Losey hopes to start baby boomers, as well as younger generations, thinking about retirement strategies and educating themselves on their options.
During National Retirement Planning Month, Losey is offering free teleseminars that will address retirement and other financial issues. Guests include:
Ann Fry, the CEO and Head Boomer of It’s Boomertime will appear on Thursday, July 19th, 10 a.m. EST. For more information on Ann, visit her online at http://www.itsboomertime.com.
Jeff Thredgold, Economist, Futurist, President of Thredgold Economic Associates, and author of ECONAMERICA: Why The American Economy is Alive and Well…and What That Means To Your Wallet will be Losey’s guest on Friday, July 20th at 12 p.m. EST. You can learn more about Thredgold at http://www.thredgold.com.
Kendra Todd, best selling author of Risk and Grow Rich: How To Make Millions in Real Estate and the only woman to have won on Donald Trump’s popular television show The Apprentice, will be Losey’s guest, Friday, July 27.
“I’m going to ask these experts the same questions I’ve been asked by over 500 of my seminar attendees during the last six months.” Losey states. Losey is referring to his seminars in California, New York and Pennsylvania for people in the 50-62 age range. Losey indicates that no matter what part of the country he is in, he always hears the same 10 questions.
Some of those questions are: “When can I retire?” “How much money will I need to retire?” “How long should I plan to live for?” “How do I keep up with inflation?” “Should I take Social Security now or later?”
Those questions and the others that Losey will ask his guests are his part in educating the public, and promoting July as National Retirement Planning Month.
Asked why he selected July as National Retirement Planning Month, Losey states: “We celebrate our country’s independence in July, so it’s a good time to also think about our own financial independence. We usually spend more time with our families in July, with vacations and the kids out of school. As we enjoy their company, it’s a good reminder that we don’t want them to have to worry about taking care of our financial needs some day.”
“I’m on a mission to help as many people as possible live the retirement life they want,” Losey stated. To further his mission of educating the public about retirement planning, Losey’s book, Retire in A Weekend! The Baby Boomers Guide to Making Work Optional, will be released in November 2007. National Retirement Planning Month is just the start of the educational process. There’s much more to come,” promises Losey.
For more information on the teleseminars, including guests, dates and telephone numbers, visit the National Retirement Planning Month blog.
About Bill Losey
Bill Losey, CFP
Categories: Nationwide Retirement Solution Tags: Celebrates, Financial, Freedom, independence, Month, National, Planning, Retirement
Party Planning Secrets
Party Planning Secrets
Party Planning Information on bachelor party, graduation party, dinner party, surprise party, theme party, holiday party, and so much more.
Party Planning Secrets
Categories: Financial Planning For Retirement Tags: Party, Planning, Secrets.
Ameriprise Financial Introduces The Dream BookSM ? Where Life and Retirement Planning Intersect
Minneapolis, MN (PRWEB) May 17, 2006
Ameriprise Financial, Inc. (NYSE:AMP) today announced the release of the Dream BookSM, a new retirement planning tool unlike any other. It goes beyond the numbers by balancing the financial and emotional aspects of retirement planning. The Dream Book leads people through the process of writing down their goals and dreams so they can clearly envision plans for their future retirement.
Originally developed as a discussion tool for Ameriprise Financial advisors and their clients, the Dream Book has evolved into an essential part of the company?s financial planning process. Using the Dream Book in one-on-one client meetings not only encourages rich discussions about retirement, it also helps clients determine their long-term financial planning objectives and identify a plan to achieve these goals.
?For too long, retirement planning has been solely about crunching the numbers ? how much people need to save, and when and how these amounts should be distributed,? says Craig Brimhall, vice president of Retirement Wealth Strategies for Ameriprise Financial. ?That?s still important, but it?s not enough. The baby boom generation is looking beyond the money to what kind of life they want in retirement and they need help realizing that dream.?
First introduced to Ameriprise Financial advisors in the fall of 2005, the Dream Book guide incorporates findings of the groundbreaking New Retirement MindscapeSM, the first study to map the emotional journey leading up to and into retirement. Early research associated with the New Retirement Mindscape identified an unmet consumer need for a planning tool that could help people articulate their vision for an emotionally-fulfilling retirement.
?Ameriprise Financial is dedicated to a one-to-one approach for personal financial planning and the wisdom of that approach is being validated by the success and popularity of the Dream Book? both with advisors and clients,? said Kim Sharan, executive vice president and chief marketing and communications officer of Ameriprise Financial. ?The results are amazing. Every day we hear stories from advisors about how working through the Dream Book has helped clients identify specific goals that weren?t formerly discussed, from helping to adopt grandchildren to realizing a post-retirement dream of working at a professional baseball stadium.?
The following are examples of some of the questions posed in the Dream Book?
Do you have a passion in life? What is it?
If you could do anything you want, time and money aside, what would it be?
If you only had five years left to live, how would you spend those years?
Who do you want to spend more time with?
How do you want to make your lasting mark?
“Defining your dreams is the first step toward making them a reality,? added Brimhall.
The Dream Book is available through the personal advisors of Ameriprise Financial or by request through the Ameriprise Financial web site. For a copy of the Dream Book or to find an Ameriprise Financial advisor in your area, visit ameriprise.com, or call 1-800-AMERIPRISE.
About the New Retirement Mindscape
Demonstrating leadership in understanding, planning and preparing for retirement, Ameriprise Financial recently conducted a groundbreaking study, the New Retirement Mindscape. The study is the first of its kind to assess and identify the attitudes, emotions, behaviors, concerns and aspirations of people leading up to and in retirement. The New Retirement Mindscape, which identified five distinct emotional stages of retirement, is an emotional roadmap that goes beyond the numbers to help people anticipate, manage and enhance their own retirement experience.
About Ameriprise Financial
Ameriprise Financial, Inc. is a leading financial planning and services company with more than 12,000 financial advisors and registered representatives that provides solutions for clients? asset accumulation, income management and insurance protection needs. The company?s financial advisors deliver tailored solutions to clients through a comprehensive and personalized financial planning approach built on a long-term relationship with a knowledgeable advisor. The company specializes in meeting the retirement-related financial needs of the mass affluent. Financial advisory services and investments are available through Ameriprise Financial Services, Inc. Member NASD and SIPC. For more information, visit ameriprise.com.
Categories: Financial Planning For Retirement Tags: Ameriprise, BookSM, Dream, Financial, Intersect, Introduces, Life, Planning, Retirement
