401k Advice Service Now More Viable Benefit Option for Employers
401k Advice Service Now More Viable Benefit Option for Employers
Kansas City, MO (PRWEB) November 1, 2006
With the recent passing of the Pension Protection Act, employers can now offer their employees 401k advice service from companies like Smart401k, a leading independent 401k advice service provider, while lowering their risk of liability. Smart 401k provides independent 401k advice, through Smart401k.com, that increases an individual investor’s odds of financial success.
The Pension Protection Act requires employers to prudently select and review the company they choose to provide 401k advice services to their employees. Since the common consensus is employees need assistance with their retirement investing, companies can now recommend 401k advice services like Smart401k to their employees with greater protection from liability.
“Employers now have a clear path for helping their employees make the most of their 401k investment options,” said Scott Revare, CEO of Smart401k, LLC. “Aside from spending a little money, there is nothing to stop employers from hiring a 401k advice service for their employees.”
Smart401k solves the retirement investing problems most employees have. Through their 401k advice, employees can build the knowledge they need to properly allocate their 401k investments.
“Some employers want the employee to pay for 401k advice services themselves.” said Revare. “In this case, Smart401k can also be used — employees can pay individually at a discount to what they would pay if they used the service as an individual. Our services are for employees of any employer — for those that don’t have the time or expertise to do this on their own or the resources to hire a personal financial advisor.”
Call 888-255-9817 or for:
Employers to find out how employees can get 25% off normal 401k advice subscription rates visit http://www.Smart401k.com/employers.html
Employees to get a free risk assessment visit http://www.Smart401k.com
About Smart401k:
Smart401k is a leading 401k advice service that helps employees make the most of their 401k investment options. Smart401k provides sound investment advice that helps individuals increase their odds for successful retirement planning. The 401k advice service offered by Smart401k comes with a 30 day money back guarantee and the Smart401k financial advisors take pride in being accessible to anyone with questions. They are located in Overland Park, Kansas.
###
Attachments
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Categories: 401k Retirement Plan Tags: 401k, Advice, Benefit, Employers, More, option, Service, Viable
Forex Signal Service Averages 284 Pips Per Week
Forex Signal Service Averages 284 Pips Per Week
Massively Successful Forex Signal Service is the Perfect Upsell/Backend product for every Forex Product seller.
Forex Signal Service Averages 284 Pips Per Week
Profitable Property Tax Appeal Service
Profitable Property Tax Appeal Service
50% Commissions – a service that every homeowner desperately needs: Property Tax Assessment Review Services. Offer a complete turnkey business coarse with very limited competition – falling valuations deliver an overabundance of good comparables.
Profitable Property Tax Appeal Service
Categories: Retirement Services Tags: Appeal, Profitable, Property, Service
Starting a Contemporary Worship Service in a Traditional Church
Starting a Contemporary Worship Service in a Traditional Church
Starting a contemporary worship service is a great way for a traditional church to connect with people who are uncomfortable with traditional services. This “how-to” ebook walks traditional churches through the process of starting a contemporary service
Starting a Contemporary Worship Service in a Traditional Church
Categories: Retirement Services Tags: Church, Contemporary, Service, Starting, Traditional, Worship
Horse Racing Selection Service
Horse Racing Selection Service
Selection service for the Fancy Fillies System. A members only opt-in service. Members are given a daily selection for the optimum horse of the day. Find the best horse to place your lay bet each day!
Horse Racing Selection Service
Categories: Retirement Services Tags: Horse, Racing, Selection, Service
Technology for customer service: video conferencing at the New York State Teachers’ Retirement System.: An article from: Government Finance Review
Technology for customer service: video conferencing at the New York State Teachers’ Retirement System.: An article from: Government Finance Review
This digital document is an article from Government Finance Review, published by Government Finance Officers Association on February 1, 1999. The length of the article is 2118 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
From the supplier: The New York State Teachers’ Retirement System has adopted video conf
List Price: $ 5.95
Price: $ 5.95
Categories: New York State Retirement System Tags: article, conferencing, customer, FINANCE, from, Government, Retirement, Review, Service, State, System, Teachers', Technology, video, York
Retirement from the Classified Civil Service of Superan
Most popular retirement services eBay auctions:
USMC Career of Service Retired Challenge Coin With Case
 | US $14.99 End Date: Tuesday May-22-2012 8:14:28 PDT Buy It Now for only: US $14.99 Buy it now | Add to watch list |
Retired Navy Pride Tradition Service Decal Sticker
 | US $4.95 End Date: Tuesday May-22-2012 8:45:30 PDT Buy It Now for only: US $4.95 Buy it now | Add to watch list |
Fiesta 20-Piece Service for 4 Dinnerware Set - Rose/Pink retired
 | US $90.00 End Date: Tuesday May-22-2012 18:03:16 PDT Buy It Now for only: US $90.00 Buy it now | Add to watch list |
Categories: Retirement Services Tags: Civil, Classified, from, Retirement, Service, Superan
Passage Of New Health Law Requires Rewrite of All Hospital Discount Contracts: New Service Offered
Rockford, IL (PRWEB) May 20, 2010
With the signing of the Patient Protection and Affordable Care Act and the first significant provisions taking effect for hospitals on September 23rd, it is now time for hospitals to call for completely new contracts with all of the insurance companies. The majority of language and provisions in existing PPO (Preferred Provider Organization) and other discount contract forms are now rendered insignificant and possibly invalid based on the provisions in the new law. This need for contract wholesale rewrites represents a real and significant opportunity for hospitals to correct past mistakes in accepting onerous discount contract terms with many insurance companies on behalf of payors.
CRC has reviewed thousands of provider contracts nationally and finds that they will not be in alignment with the new law as soon as September 23rd of this year.
Signed into law by President Obama on February 23 this year, the Patient Protection and Affordable Care Act has many provisions that take effect “six months after the signing of the bill” or on September 23rd of this year. Included among those changes are;
Sec. 232 (b) of the Act, Requiring Fair Grievance and Appeals Mechanisms of the Act provides: “(b) INTERNAL CLAIMS AND APPEALS PROCESS based on federal ERISA law
Sec. 232 (c) of the Act also creates a new federal external review process based on ERISA claim regulation to provide for an impartial, independent, and de novo review of denied claims
Sec. 233 of the Act, Requiring Information Transparency and Plan Disclosure, enhanced the existing ERISA disclosure obligations for the plan and insurance company, and requires “Accurate and Timely Disclosure”
Sec. 233 (5) of the Act, Cost-Sharing Transparency, requires the plan to disclose to the healthcare provider the real fee schedule, plan UCR limit for individual service and supplies at CPT & HCPCS code level
Sec. 235 of the Act, Timely Payment of Claims, provides new federal “Prompt Pay” laws, based on Medicare Part C timeframe, Managed-Care Medicare, to comply with the requirements of section 1857(f) of the Social Security Act
Sec. 238 of the Act, State Prohibitions on Discrimination against Health Care Providers, has adopted “Any Willing Provider Laws” from existing state laws
Sec. 251 of the Act provides new consumer protections, with state law compensatory and punitive damages as remedies for exchange-participating health plan members
Sec. 257 of the Act allows state attorneys general to sue for the compensatory and punitive damages on behalf of the private citizens of the state for any violations by the exchange-participating health plans
Sec. 262 of the Act, Restores Application of Antitrust Laws to Health Sector Insurers.
This should cripple the existing managed care practice model and in conjunction with vigorous enforcement of the new provision for federal ERISA claim regulations, complete disclosure of plan information and fee schedules will now be mandatory under a proper ERISA appeal.
According to F. Scott Winslow, CEO of Claims Recovery Company (CRC), in the past contracting rounds, the insurance companies have often presented hospitals with a “take it or leave it” ultimatum on joining their discount networks that they re-sold to one another and convinced the employers that they needed to function. The sales pitch was that the hospital received “prompt payment” (45 days, not really so prompt), and “access” to information and marketing that would possibly bring them more patients. This of course, has proved to be a zero sum game on finding any new patients and the prompt payment is now a matter of law. The contracts must be rewritten to recognize these new legal requirements including the new rules on disclosure and appeal. Additionally, with the restoration of the same Anti-Trust rules that the rest of American business live by, it is highly doubtful that the “insurance companies” can even maintain these so called, PPO networks.
Given that the new law now provides hospitals with a prompt payment guarantee, a standardized, published federal appeal process, rights to specific documents and other information, enforcement provisions for non compliance, a legal allowance for ‘any willing provider’ activity, Winslow wonders “what will be the incentive for a hospital to sign a new discount contract with a health insurance company? Especially when these so called insurance companies are actually only writing an insurance policy about 35% of the time? The other 65% of the coverage is “self insurance” or employer responsibility and the “insurance company” is actually only a paperwork processer (TPA-Third Party Administrator) for the real insurer, the employer.”
“So just what will their value proposition be?” asks Winslow, “They don’t write the insurance, they don’t guarantee the prompt payment, they don’t control the appeal and they can’t deliver any additional business. What then is it, exactly, they have to offer a hospital?”
CRC is a hospital contracts and compliance expert with leading experience in federal ERISA law. CRC based in Rockford, Illinois, offers, as an outside service to hospitals, a process to appeal insurance claims under federal ERISA law as a patient advocate. CRC’s approach has been utilized by hospitals and other providers coast to coast. CRC offers a contract review service aimed at assisting hospitals with their negotiations with contract intermediaries, insurance companies and payors.
More Information: Linda Swanson
815.397.8002
Or S. Winslow(at)crcclaim(dot)com
###
Categories: Social Security Tags: Contracts, Discount, health, Hospital, Offered, Passage, Requires, Rewrite, Service
Social Network SEO Subscription Service
Social Network SEO Subscription Service
We place your web site links on the largest Social Networks online including Facebook, Twitter, Blogger, LinkedIn, WordPress, Google Buzz, Delicious, Koormk, Yahoo! Meme and more… Optimize your web site on Google, Yahoo!, Bing and other search engines.
Social Network SEO Subscription Service
Categories: Pensions Tags: Network, Service, Social, Subscription
Retirement of Employees in the Classified Civil Service
Retirement Services on eBay:
USMC Career of Service Retired Challenge Coin With Case
| US $14.99 End Date: Tuesday May-22-2012 8:14:28 PDT Buy It Now for only: US $14.99 Buy it now | Add to watch list |
Retired Navy Pride Tradition Service Decal Sticker
| US $4.95 End Date: Tuesday May-22-2012 8:45:30 PDT Buy It Now for only: US $4.95 Buy it now | Add to watch list |
Fiesta 20-Piece Service for 4 Dinnerware Set - Rose/Pink retired
| US $90.00 End Date: Tuesday May-22-2012 18:03:16 PDT Buy It Now for only: US $90.00 Buy it now | Add to watch list |
Categories: Retirement Services Tags: Civil, Classified, Employees, Retirement, Service
